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June 26
8690 Aero Drive # 115
San Diego, CA, 92123
Phone: (806) 236-3009
Fax: (832) 426-0237
Or complete form to be contacted by CCS within 24 hours!
California Credit Solution is an San Diego credit repair company, specializing in bad credit, credit debt, credit repair services, and credit restoration.
California Credit Solution is different from other credit repair companies in the respect that our credit repair business deals directly with the creditors reporting the bad credit or credit debt for fast credit restoration.
Bad credit? We're the San Diego California credit solution. Raise your bad credit score fast with our 100% money back guarantee! Get your credit report, analysis, credit score, and begin your identity theft or credit repair service today!
If you're sick of having bad credit, let the San Diego credit experts at California Credit Solution take care of it for you.
We delete all kinds of bad credit including bankruptcies, bankruptcy re-lists, foreclosures, repossessions, charge-offs, judgments, tax liens, collections, late payments, identity theft investigation & more.
8690 Aero Drive # 115
San Diego, CA, 92123
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About San Diego Credit Repair | About California Credit Repair
What We Do:
With our San Diego, California Credit Repair Services we offer credit investigation, verification and mediation services for mortgage companies, real estate agencies, and consumers. We offer expert answers to modern credit concerns.
We are not a credit repair service that just sends letters to the bureaus in the vain hope of getting verifiable accounts deleted. We deal directly with the creditor and the credit reporting agencies to ensure the best results & the best score possible!
How We Do It:
Through thousands of phone-calls mediating debt & credit reporting with creditors & collection company's, California Credit Solution has developed the knowledge and experience to determine which accounts can be deleted, or how low we can get the creditor to settle the debt for, maximizing the clients money, as well as improving their credit scores!
Knowledge of their policies and procedures enables us to determine if the accounts are accurate, complete and verifiable. We aim to get negative deleted whenever possible, and we know all the permissible purposes to delete the accounts that the creditors will accept.
Upon completion of these services, an error-free credit report consistent with the results of our investigations will be generated. This is accomplished by securing the necessary documentation or deletion letter to update or correct the account status.
These materials are then forwarded to all three credit bureaus for Update, and the standard factual company for Rapid Re-Score if necessary. The credit bureaus will update their records within 10-30 days. Our part of the procedure time is 15-45 working days, but we can speed the process up for special needs.
It's very important that you learn the In's and out's of credit repair before you attempt to start repairing your credit on your own. You can actually hurt your credit even further by disputing negative items the wrong way.
If you're sick of having bad credit, let the professionals at California Credit Solutions take care of it for you.
We Amend & Delete all kinds of negative credit including: bankruptcies, bankruptcy re-lists, foreclosures, repossessions, charge-offs, judgments, tax liens, collections, late payments, identity theft investigation & more. |
About San Diego Credit Repair | About California Credit Repair
http://www.californiacreditsolution.com/index.php/about-us
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San Diego, CA, Credit Repair | Frequently Asked Questions | Credit Repair FAQ'S
1) What is credit repair?
2) Is credit repair legal?
3) Why does credit repair carry a negative connotation?
4) Aren't there laws regulating the credit repair industry?
5) How can I avoid becoming a victim of credit repair scams?
1) What is credit repair?
Credit repair is a general term that refers to the practice of a consumer challenging inaccurate, misleading, or unverifiable information on the consumer's credit report to improve one's inaccurate credit standing.
2) Is credit repair legal?
Yes, although it depends on the method. For example, while it is legal to challenge negative items on your credit reports which you believe to be inaccurate, misleading, or unverifiable, accurate information is supposed to remain on your credit report. By contrast, it is entirely illegal to create a "new" identity by applying for an Employer Identification Number to use instead of one's Social Security Number (a process known as file segregation) in order to escape responsibility by hiding one's credit history. File segregation is a serious crime and can result in fines or imprisonment.
3) Why does credit repair carry a negative connotation?
Credit repair's reputation can be traced directly to exploitative and predatory companies operating within the credit repair arena such as those advocating file segregation. Many are reckless fly-by-night operations seeking a quick profit. Unsuspecting consumers are the unfortunate victims of such operations, and the damage inflicted upon them reflects negatively on the industry as a whole.
4) Aren't there laws regulating the credit repair industry?
There are indeed. The most prominent one is the Credit Repair Organizations Act (CROA), a bill signed into law in 1996 to protect the public from unfair and deceptive advertising practices by credit repair organizations. Among other things, CROA requires that you be given a copy of the "Consumer Credit File Rights Under State and Federal Law" before you sign a contract, as well as a contract that spells out your rights and obligations. Texas-Credit.com offers this and more. Additionally, the Federal Trade Commission (FTC) investigates complaints about credit repair organizations and takes appropriate legal action. Fraudulent credit repair organizations have long been the target of FTC investigations, culminating most recently in Project Credit Despair which has snared 20 credit repair scammers to date.
5) How can I avoid becoming a victim of credit repair scams?
Avoid any credit repair company that will not tell you your legal rights and what you can do for free. Avoid any credit repair company that tells you not to contact a credit reporting company directly. Avoid any company that suggests creating a "new" credit identity and then, a new credit report, by applying for an Employer Identification Number to use instead of your Social Security number. This process is known as file segregation, and it is against the law. If you follow illegal advice and commit fraud, you also may be subject to prosecution. |
San Diego, CA, Credit Repair | Frequently Asked Questions | Credit Repair FAQ'S San Diego, California Credit Repair | Credit Repair Services and Rates
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Service |
Description |
Rates |
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Late
Payments |
Delete late payment from
credit reports in 45 days |
$300 |
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Mortgage
Lates |
Delete late payment from
credit reports in 45 days |
$300 |
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Full
Dispute |
Dispute all negative accounts
on credit reports in 45 days |
$600 |
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Collections |
Delete collection from credit
reports in 45 days |
$300 |
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Charge
Offs |
Delete charge off from credit
reports in 45 days |
$600 |
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Liens |
Delete lien from credit
reports in 45 days |
$600 |
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ID Theft |
Delete identity theft from
credit reports in 45 days |
$300 |
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Judgments |
Delete judgment from credit
reports in 45 days |
$600 |
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Bankruptcy
Relisting |
Relist of previously filed BK
to include all relevent items
on credit reports in 45 days |
$600 |
Our Free Credit Analysis consists of reviewing your credit report and determining which items can be removed and which items removed would give you an optimal point gain for your Credit Scores.
Complete the form HERE to start your 1 on 1 free credit analysis now.
Once your submission is received, one of our credit experts will contact you
within 48 hours.
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Credit Repair Services and Rates
http://www.californiacreditsolution.com/index.php/credit-repair-rates
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